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Altura Credit Union Article

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Is Credit Card Consolidation Good for You?

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One question that more and more people are beginning to ask themselves is whether or not credit card consolidation is best for them. For most people, the answer is "yes"; however, there are many people that are still unable to consolidate their credit card debts for one reason or another!

Most often when people hear or think about credit card consolidation, they right away think of putting all their credit card debts into one easy payment; however, it is not as simple as that! In fact, when it comes down to the credit card consolidation process, one of the first things that must be verified is that the debt is over a certain amount of money. On average, in order to get approved for the credit card consolidation you must be in debt over $10,000 in debt.

One of the most difficult things about getting a credit card consolidation (besides having that much in credit card debt) is finding the best company to help you will the credit card consolidation. However, the best thing that you can do is look thoroughly at many different companies without choosing one because it "suits" you good. There are many different ways of finding a great credit card consolidation company! In fact, one of the best places to find a credit card consolidation company is by going onto the internet; as there will be many different companies to choose from. Along with being able to choose from all those companies, before you pick one you will be able to go into their websites to see if they are able to help you or if you fit the criteria. However, when you find a company that you like, what you will want to do is do a back ground check any of the companies that look good to you (which you can do by going to the Better Business Bureau). Once you have found the company that you want to do your credit card consolidation with, you will then want to give them a call and see if they are able to help you! In a few cases, the companies may not be able to help people because they do not do credit card consolidation with people that live in certain states; therefore, you will want to see if you are eligible before you give them any kind of important information!

If you are able and willing to do a credit card consolidation, you will immediately be able to see a difference on how much it will help you out! In fact, one of the best things that will come out of the entire deal is that the creditors will stop calling as you will be paying them off! Therefore, going with a consolidation will only be the best thing for your future!


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Altura Credit Union News

REAL ESTATE: Temecula banking property sold - Press-Enterprise


REAL ESTATE: Temecula banking property sold
Press-Enterprise
BY JACK KATZANEK The building that once housed the Temecula branch of Altura Credit Union has been sold to First Citizens Bank for $4.1 million, according to commercial real estate sources. The location at 44575 Avenida de Missiones is slightly larger ...

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Inland Empire Credit Unions Hit Milestone - LoanSafe


Inland Empire Credit Unions Hit Milestone
LoanSafe
For the two largest Inland credit unions, 2011 ended far better than it began. Riverside-based Altura Credit Union reported $8.4 million in net income for last year, a big swing back into black after 2010's $5.8 million loss. The credit union's net ...

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BANKING: Inland credit unions hit milestone - Press-Enterprise


Press-Enterprise

BANKING: Inland credit unions hit milestone
Press-Enterprise
BY TIFFANY RAY Riverside-based Altura Credit Union reported $8.4 million in net income for last year, a big swing back into black after 2010's $5.8 million loss. The credit union's net worth ratio — a key measure of financial well-being — hit 7.83 in ...

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Altura Credit Union Reports Strong 2011 Financial Results - CUinsight.com (press release)


Altura Credit Union Reports Strong 2011 Financial Results
CUinsight.com (press release)
25, 2011 – Altura Credit Union today reported net income of $8.43 million for the year ended Dec. 31, 2011. This is a substantial improvement over 2010 in which Altura reported a loss of $5.8 million. For the Fourth Quarter of 2011, Altura reported net ...

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Lee & Associates Negotiates $4.1 Million Retail Sales Transaction - RealEstateRama (press release)


Lee & Associates Negotiates $4.1 Million Retail Sales Transaction
RealEstateRama (press release)
According to Bielatowicz, the building, a former Altura Credit Union with a double drive through, was vacant at the time of the sale. The sale transaction comes on the heels of two other notable retail deals in the Temecula area completed by ...

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