Welcome to Credit Guide
Credit Reporting Article
. For a permanent link to this article, or to bookmark it for further reading, click here.
Knowing What Your Credit Score Is
from:One thing that many people do not know much about until it is too late is their credit score. In fact, many people (especially younger people) do not even know that they have a credit score! Lucky for the younger generation there are people that are teaching the young to watch out for and to keep an eye on their credit scores.
When it comes to making purchases of any sort, one of the main things that creditors will look at is your credit score. In fact, not only do they look at what your credit score is, but they also look at how you've dealt with your credit in the past as well as what is on your credit report. Many times lenders will base the giving of a loan by what is on your credit report as well as what the credit score is. Therefore, it is best to know what your credit score is as well as keeping it to a good number!
Besides knowing that your past and present financial situation is based upon a number that is rating you, there is more to know about your credit score other than it being a number. In fact, one thing that many people are finding out is that the credit score number is a way of showing how responsible or irresponsible a person is with their credit; however, in the case of your credit score, the higher the number the better! In fact, you will want to make sure that your credit score is above 650 in order to get great offers on loans and credit cards.
If you are not aware of what your credit score is, then it is time that you do! In fact, there are many different reasons as to why you should know about your score! One of the most important reasons to know what your credit score is so that you know how your credit is standing with the financial world; whether or not you can get approved for credit cards or loans. Another reason why it is a good idea to get a copy of your credit report/score is so that you can make sure that nobody has stolen your identity.
When it comes to getting a copy of your credit score, the best place that you can go to is the national credit bureau; whether they have 3 major credit bureaus watching people's credit. The major credit agencies are Experian, Trans Union and Equifax; and they can be directed either by the phone or on the internet.
Many people do not find out what their credit score is until it is too late; however, if you have the opportunity to keep an eye on it before anything happens, don't let it happen to you! Your credit score is a very important number that you will want to keep good!
Credit Reporting Specific links
Credit Reporting News
The Easy Way to Fix a Credit Report Error - Huffington Post (blog)
The Easy Way to Fix a Credit Report Error Huffington Post (blog) By Gerri Detweiler The information in your credit reports is what's used to create your credit scores, so you don't want to let mistakes on your credit reports potentially throw your credit scores out of whack. Here's how to dispute credit report ... The Easiest Way to Get That Error Off Your Credit Report |
Five Common Credit Report Mistakes College Students Should Avoid - Fox Business
 KTLA | Five Common Credit Report Mistakes College Students Should Avoid Fox Business “I know people who haven't checked their credit report in years because some people are actually afraid to,” says Laura Creamer, financial education specialist for CredAbility. “You need to check it at least once every 12 months--sometimes you can be ... MONEY SMART: Give Your Finances a Credit Makeover Credit card perks could cut vacation costs Americans still relying on credit cards to get by |
Data Facts Offers New Blended Business Credit Reports - Seattle Post Intelligencer
Data Facts Offers New Blended Business Credit Reports Seattle Post Intelligencer Data Facts, Inc., one of the nation's leading provider of comprehensive background screening, mortgage & banking solutions and business credit reporting, recently partnered with the only company to offer Experian, Dun & Bradstreet, USA and Canada, ... |
Why We All Need to Think About Alternative Credit - Huffington Post (blog)
 Go Banking Rates | Why We All Need to Think About Alternative Credit Huffington Post (blog) Alternative credit is something we'll all need to think about, though perhaps not first thing in the morning. Before I joined eCredable, I spent the prior seven years at the credit reporting agency Equifax. I got up close and personal with the credit ... Do You Know How to Read a Credit Report? Is It Time to Consider Alternative Credit? Who's Profiting From The Consumer Credit Score Craze? |
Small business shuns health care tax credit - CNNMoney
Small business shuns health care tax credit CNNMoney By Jose Pagliery @CNNMoney May 23, 2012: 5:56 AM ET A health care tax credit meant to help small businesses has been called too weak and confusing. A recent report by the Government Accountability Office concurs. NEW YORK (CNNMoney) -- A tax credit ... GAO: Small business tax credit for healthcare is underused GAO finds internal financial issues at CFPB GAO Report Derails Healthcare Law Tax Credits |